If you’re contemplating purchasing a property in a condo, townhouse, or subdivision development, you’ll be forced to follow a stringent homeowner association rules and regulations; pay fines when you fail to obey these rules; be subjected to a property lien when you can’t keep up with the monthly association fees; violation fees and other assessments; and receive additional fines when you break the rules. Read More >

If you’re like most renters, you dream of the day when you can buy a home, but you fear you’ll never qualify. It’s not uncommon for most renters to find excuses on why they can’t buy a home. Unfortunately you’ll even find renters in their thirties and early forties who haven’t purchased their first home and continue to suffer with the headaches of renting. Most of them truly believe they can’t afford to buy a house. Read More >

If you’re a seasoned homebuyer, you’re already familiar with the procedure of prequalifying with a bank to find out how much home you can purchase. In today’s competitive real estate market, a seller won’t take your offer seriously without proof of your ability to fund the purchase. The bottom line is, what you can qualify for hinges a lot on you. Read More >

If you’re listening to the advice of many loan representatives and Realtors, most likely you’re only viewing homes within the price range outlined in your pre-approval letter. But did you know the price limit of homes you can qualify to buy depends on many elements such as your monthly pay, expenditures, loan program, if you have roommates, and more. Similarly, the price spectrum of homes you can purchase will hinge on certain factors. Read More >